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October 28, 2024
MUFG Bank and MUMMS face hefty fines for poor data management and compliance lapses, highlighting growing regulatory scrutiny in the banking sector.
September 30, 2024
Stay informed about the rising threat of banking scams, including phishing, smishing, and vishing, to protect your personal information. By recognizing red flags and following security tips, you can safeguard your finances from fraudsters.
September 27, 2024
Singapore's banking landscape is undergoing a rapid transformation through embedded finance, real-time cross-border payments, and AI-driven fraud prevention.
September 25, 2024
Cryptocurrency offers high returns but comes with significant risks, including volatility, lack of regulation, and security concerns. Investors should proceed with caution and never risk more than they can afford to lose.
September 23, 2024
Hong Kong has reclaimed its position as Asia's top financial hub, surpassing Singapore, driven by major IPOs and surging net fund inflows. Yet, Singapore's focus on innovation and regulatory stability keeps the competition alive.
September 20, 2024
Chartered banks ensure economic stability and growth by providing essential financial services like deposits, loans, and investments within a regulated framework.
September 18, 2024
Cryptocurrencies operate effectively without central banks, relying on decentralized networks, blockchain technology, and consensus mechanisms. The rise of digital currencies challenges traditional banking models and opens new avenues for financial inclusivity.
September 15, 2024
Singapore's in-store payment landscape is rapidly evolving, with digital wallets, contactless cards, and mobile banking apps pushing cash payments towards obsolescence as the nation moves closer to a cashless future.
September 13, 2024
High-interest unsecured debt, like credit card balances and payday loans, can escalate quickly without proper management, leading to significant financial strain. Effective strategies such as prioritising high-interest payments, negotiating with creditors, and consolidating debt can help mitigate risks and reduce overall costs.
September 10, 2024
Chase Bank's ATM glitch sparks viral frenzy as customers exploit system flaw, leading to negative balances and potential legal trouble.
September 02, 2024
Traditional banking relies on centralised control and strict regulations, while decentralised finance (DeFi) leverages blockchain to offer open, accessible, and flexible financial services. The clash between regulation and innovation shapes the future of these systems.
August 15, 2024
High-yield savings accounts in Singapore offer attractive interest rates, but understanding the specific conditions for each account is key to maximizing returns.
August 10, 2024
Modernising legacy banking systems is essential for improving competitiveness, customer experience, and scalability in today's digital age.
August 08, 2024
DBS CEO Piyush Gupta's departure in 2025 marks the end of a transformative era, with Tan Su Shan poised to lead the bank's future as its first female CEO.
August 05, 2024
Peer-to-peer lending offers new opportunities for borrowers and investors but comes with notable risks that require careful evaluation
August 03, 2024
Singapore's MAS invests SGD 100 million in AI and quantum computing to bolster fintech innovation, positioning the nation as a global leader in advanced financial technologies.
July 30, 2024
By 2025, banking will shift to digital-first, AI-driven personalisation, and ESG investing, with a strong focus on cybersecurity.
July 27, 2024
Balancing tech advancements with empathy is key for banking leaders to drive success and empower their workforce.
July 25, 2024
Bankruptcy provides debt relief through discharge or restructuring, but understanding its implications is crucial.
July 23, 2024
Freelancers and side hustlers need banking solutions tailored to manage their dynamic income streams, maximise earnings, and ensure long-term financial stability.
July 21, 2024
The convergence of "pay by bank" and digital footpaths is revolutionising payments by enhancing security, personalisation, and efficiency in the digital age.
July 19, 2024
Mobile cheque deposits revolutionise banking by offering convenient, secure, and efficient cheque handling directly from your smartphone.
June 17, 2024
Managing multiple bank accounts enhances financial flexibility, optimises benefits, and provides added security against potential risks.
June 15, 2024
Financial institutions are adapting to the gig economy by offering specialised bank accounts with flexible features and tools tailored to the unique needs of freelancers and side hustlers.
June 12, 2024
Top high-yield savings accounts and global trends for maximizing earnings and achieving financial goals.
June 11, 2024
Open banking transforms cross-border payments by enhancing transparency, reducing costs, and speeding up transactions, but faces challenges in regulation, security, and technical integration.
June 09, 2024
Efforts to overcome language barriers in banking aim to enhance inclusivity and access to financial services for non-English speakers.
June 08, 2024
Equals Money unveils a new banking-as-a-service product at Money20/20 Europe, enabling businesses to offer financial services without a licence and boosting revenue through enhanced digital payment solutions.
June 05, 2024
Immigrants navigate U.S. financial services, offering access to banking, credit, and mortgages using alternative documentation.
May 25, 2024
Explore the causes, impacts, and preventive strategies of bank failures, highlighting the importance of vigilance and proactive financial management.
May 23, 2024
Understand who can access your credit report, the importance of consent, and your legal rights under the Fair Credit Reporting Act to protect your financial privacy.
May 20, 2024
capital assets, their types, tax implications, and how they differ from ordinary assets.
May 19, 2024
Ripple plans to launch a US dollar-backed stablecoin in 2024 to enhance transactions on its network, amid regulatory challenges and in response to competitor issues.
May 17, 2024
Streamline your finances with bill pay, an efficient digital tool for managing and paying all your bills from one central location, offering convenience and cost savings.
May 16, 2024
Generative AI revolutionizes banking by enhancing customer experiences, personalizing marketing, and accelerating secure software development.
May 15, 2024
Amit Dhawan is appointed head of Citi Commercial Bank in Singapore, enhancing Citigroup's strategic operations in Asia's key financial hub.
May 14, 2024
Big data revolutionises banking by enhancing risk management, operational efficiency, and innovation while ensuring regulatory compliance and data privacy.
May 13, 2024
The future of banking is evolving towards customisation and transparency, with AI and data analytics enhancing personalised services and open banking transforming data into shared resources.
May 12, 2024
Digital transformation, hyper-personalisation, and AI are revolutionising finance sector customer experience.
May 12, 2024
Digital transformation, hyper-personalisation, and AI are revolutionising finance sector customer experience.
May 12, 2024
Digital transformation, hyper-personalisation, and AI are revolutionising finance sector customer experience.
May 10, 2024
Innovations and regulatory changes are transforming risk management in modern banking, enhancing resilience against emerging threats.
May 09, 2024
Bridging the digital divide in banking requires innovative solutions to ensure universal financial inclusion for the unbanked.
May 08, 2024
Digital identity is transforming banking with enhanced security and personalized services but faces significant challenges in privacy, security, and accessibility.
May 06, 2024
Banks are redefining strategies to better serve the LGBTQ+ community through inclusive practices, advocacy, and tailored financial solutions.
April 30, 2024
Cancelled checks, once vital for transaction verification, persist alongside digital innovations like digital imaging and remote deposit capture, despite declining usage globally.
April 29, 2024
The SAFER Banking Act aims to federally protect banks servicing legal cannabis businesses, fostering economic growth and safety by enabling access to traditional financial services.
April 28, 2024
Embracing AI in banking revolutionises customer experience, risk management, and operational efficiency, paving the way for a competitive and innovative financial future.
April 27, 2024
Achieving debt-free living within a year is possible with discipline and strategy by using effective debt reduction methods, fintech innovations, and behavioural insights.
April 25, 2024
Explore the rising popularity of money market accounts (MMAs) driven by higher interest rates, fintech innovations, and regulatory changes. MMAs offer better returns, liquidity, and security, making them a smart choice for savers and investors.
April 24, 2024
Citigroup's move to reduce office space in Asia Square Tower reflects a broader shift towards flexible work arrangements, cost optimisation, and digital transformation in the banking industry.
April 22, 2024
Learn how to keep your credit report accurate and up-to-date with the latest strategies and tools to boost your creditworthiness.
April 20, 2024
Open banking is revolutionising finance by enhancing competition, efficiency, and customer satisfaction through regulatory and technological innovations.
April 13, 2024
The future of banking will be defined by enhanced personalisation through AI and data analytics, supported by technology and regulatory adaptability.
April 10, 2024
Bank statements should be kept for one year to six years, depending on use, with digital tools aiding in efficient management.
April 02, 2024
Cash App revolutionises digital payments with innovative features like direct deposits, Bitcoin trading, and customisable Cash Cards, setting new benchmarks in the financial tech industry.
March 14, 2024
Upgrade Rewards Checking Plus offers high cash back rewards, no fees, and seamless digital tools, making it ideal for modern consumers seeking more value from their banking experience.
March 09, 2024
Recent banking leadership changes signal a shift towards digital transformation, sustainability, and enhanced risk management.
March 02, 2024
Bank sign-up bonuses are evolving with personalised offers, digital incentives, and sustainable rewards. Research, understand requirements, and leverage multiple accounts to maximise these bonuses and enhance your banking experience.
March 01, 2024
Assessing if cryptocurrencies follow Islamic finance rules
February 29, 2024
Discover the essentials of modern financial planning and debt management strategies for a secure and prosperous future.
February 27, 2024
Consumer banking evolves through digital transformation, AI, and open banking, driven by tech advancements and consumer preferences
February 27, 2024
In 2024, financial services face challenges from tech advancements, high rates, inflation, and strict regulations, prompting banks to adopt hyperautomation, sustainable finance, and fintech partnerships.
February 23, 2024
Discover how the bank of the future embraces digitalisation and customer-centricity to navigate challenges and drive innovation in the evolving financial landscape.
February 21, 2024
Explore the transformative impact of AI and LLMs in banking, highlighting responsible adoption, regulatory compliance, and innovation for enhanced customer experiences.
February 19, 2024
Julius Baer's exit from the private debt business signals a strategic shift to enhance long-term profitability and streamline operations amid evolving market conditions.
February 17, 2024
High-yield savings accounts are increasingly competitive due to digital bank innovations and global economic shifts, offering savers more attractive interest rates and features.
February 13, 2024
AI is transforming personal finance by providing tailored budgeting insights, automating savings, and ensuring security, making financial management smarter and more efficient.
February 11, 2024
Pay-by-bank revolutionizes digital payments by enabling direct, secure transactions from bank accounts, streamlining the process for faster, cost-effective, and insightful payments.
February 05, 2024
Paying off a loan early offers financial freedom and long-term credit benefits, despite potential short-term credit score fluctuations.
February 02, 2024
Banks are enhancing fraud prevention with AI, shared networks, and strong authentication to combat evolving digital threats and secure customer assets.
January 30, 2024
High-yield savings accounts offer superior interest rates, FDIC protection, and easy access, making them a smart choice for financial growth compared to standard savings accounts.
January 26, 2024
Switching bank accounts can lead to financial freedom by providing greater control and flexibility through diversified holdings, maximizing perks, and optimizing interest and rewards.
January 23, 2024
Credit card debt, an unsecured liability involving revolving credit, impacts credit scores and requires careful management to benefit from its flexibility and rewards.
January 20, 2024
UBS's acquisition of Credit Suisse signifies a strategic transformation in the global financial industry, focusing on innovation and leadership while navigating operational and cultural integration challenges.
January 14, 2024
Exploring key trends and innovations shaping the financial landscape, from digital transformation to sustainable finance, amid evolving regulatory and market dynamics.
January 04, 2024
ATMs are evolving with predictive maintenance, agile technology, and user-centric features to enhance efficiency, adaptability, and customer experience in banking.
January 02, 2024
Understanding the differences between interest rate and APY is crucial for making informed financial decisions.
January 01, 2024
Capital requirements, guided by Basel III and enforced by regulators, are essential for maintaining financial stability and resilience against economic uncertainties.
December 30, 2023
Commonwealth Bank and Vodafone collaborate to combat SMS scams through real-time intelligence sharing and customer education.
December 30, 2023
Commonwealth Bank and Vodafone have joined forces to combat SMS scams through intelligence sharing and customer education, enhancing cybersecurity for their users.
December 30, 2023
Open banking is revolutionising the financial sector by driving innovation, fostering collaboration, and enhancing customer experiences, making it essential for banking leaders to adapt and thrive.
December 23, 2023
Online banking offers convenience but requires proactive measures to protect against cybersecurity threats and safeguard personal information.
December 20, 2023
Generative AI is transforming banking by breaking language barriers, improving multilingual communication, and enhancing customer service.
December 05, 2023
FedNow is revolutionising the U.S. payment system by enabling instant, secure, and inclusive real-time payments, transforming financial transactions for individuals and businesses alike.
September 12, 2023
Identity theft is a serious problem, and it's important to take steps to protect yourself.
September 08, 2023
Recovering from foreclosure and rebuilding your credit is a journey that requires reflection, determination, and smart financial choices.
September 05, 2023
Circle and Grab partners to launch a Web3 wallet in Singapore, offering users robust security, peer-to-peer transfers, and access to cryptocurrencies and potentially NFTs.
September 01, 2023
When you're managing your finances, it's wise to take measures to reduce extra fees to ensure you keep more of your hard-earned money.
August 28, 2023
Based on the most recent IRS (Internal Revenue Service) report, as of 2023, individuals earning over $578,125 fall into the highest tax bracket and are subject to a marginal tax rate of
August 25, 2023
Public Bank reports impressive 18% YoY net profit growth in H1 2023, driven by strong loans and deposits, while its subsidiaries in Vietnam and Cambodia also achieve robust profit growth.
August 22, 2023
Sam Altman, CEO of OpenAI, has launched a new cryptocurrency project called WorldCoin. The project aims to provide users with a private digital identity using blockchain technology.
August 18, 2023
The recent increase in the 30-year mortgage interest rate translates to higher monthly payments for individuals seeking to secure home loans.
August 15, 2023
Housing Board(HDB) flat rents in Singapore rose for the 37th consecutive month, up 2% in July 2023 following a 1.4% increase in June.
August 11, 2023
Mastercard and WeChat Pay's partnership promotes widespread adoption of digital payments, boosting the travel industry and China's economy
August 07, 2023
On August 7th, PayPal, a global leader in payment processing, actively launched its US dollar-pegged payment stablecoin, PayPal USD (PYUSD).
August 01, 2023
MAS to phase out corporate cheques by 2025, charges for SGD Cheques Start Nov 2023 due to a fall in their usage and consequent increase in the cost of processing single cheque.
May 12, 2023
Based on the latest data published by the Federal Reserve, the average Annual Percentage Rates (APRs) for personal loans currently stand at 11.48%. In contrast, the average APRs for credit cards are currently recorded approximately at 20.09%.
May 09, 2023
Inflation is a critical issue that impacts long-term financial objectives
May 05, 2023
Treasury bills (T-bills) have experienced an extraordinary rise in popularity, with 3.6 million people creating accounts on TreasuryDirect.gov, the official platform for U.S. government securities, in 2022, surging by 422% from 689,369 investors in 2021.
May 01, 2023
Maybank, South Asia's fourth biggest bank in terms of assets, reported first-quarter financial growth, highlighting key factors contributing to the increase
April 28, 2023
Over 90% of organizations worldwide have migrated to the cloud, and banking and financial services spend over $67 billion annually on cloud services, with their overall IT expenditure steadily increasing, as customers generate 2.5 quintillion bytes of data every day.
April 24, 2023
The Federal Bureau of Investigation's Internet Crime Complaint Center (IC3) received over 800,944 complaints, resulting in cybercriminals targeting US networks, critical infrastructure, and national security, causing a 49% increase in financial losses, according to the Internet Crime Report. These incidents led to losses of over $10.3 billion.
April 21, 2023
Fears abound around the safety of personal finances following the collapse of Silicon Valley Bank, and while swift action is needed to restore confidence in the system, there are ways to protect your money.
April 17, 2023
Artificial intelligence is here to stay, especially in the financial services industry where there is heightened interest around its use in various areas, with significant investments driving research.
April 14, 2023
Regulatory authorities closed Silicon Valley Bank (SVB), a major banking institution and seized its deposits. This is the second-largest banking failure in the United States’ history since the 2008 financial crisis
March 27, 2023
Singapore-based FinBots.ai partners with Baiduri Bank, the first in Brunei to implement AI-powered credit risk management
March 21, 2023
The global fintech market has reached more than $ 194.1 billion in 2022 and is expected to hit $492.81 billion by 2023-2028, growing at a compound annual growth rate of 19.8%
March 15, 2023
Many people give banks or other financial institutions more money than they should and lose hundreds or even thousands of dollars every year by paying high fees, ignoring savings opportunities or simply refusing to make changes.
March 07, 2023
A recent report by McKinsey & Company showed that consumer use of digital payment methods has increased from 51% in 2021 to 62% in 2022. Global regulators are placing increasing emphasis on digital finance, leading to greater integration of digital payments into the financial services sector.
February 21, 2023
Numerous banks are still saddled with rigid and core legacy fundamental systems which limit the delivery of optimal customer experience. Large banks and institutions must adopt emerging technologies to stay relevant in a competitive market.
February 13, 2023
The launch of ChatGPT in late November and Apple’s (AAPL) release of the iPhone 14 was certainly a watershed event in artificial intelligence (AI). Allowing millions of people to get first-hand experience with the benefits of AI, ChatGPT owner OpenAI predicts $200 million in revenue at the end of 2023.
January 23, 2023
US-based transaction guarantee platform Vesta teams up with BliBli to increase order acceptance rates, reduce the danger of chargebacks and provide a frictionless shopping experience.
December 16, 2022
Sound financial management is the cornerstone of all enterprises regardless of size. Without it, even successful and possibly lucrative businesses will collapse.
December 12, 2022
People rarely fall into substantial financial problems enough to consider bankruptcy. Most frequently, it's a double whammy, for instance, losing employment and having a serious illness or getting a large mortgage just before their companies close down. Financial irresponsibility can also be a problem, but it is rarely the only one.
December 07, 2022
Consumer demand for faster means to obtain banking information and conduct financial transactions outside the branches gave rise to "digital banking."
December 04, 2022
People often feel least self-assured and competent when making investments on their own. This is understandable especially, with the actual, hard-earned money such as retirement money and/or life savings on the line.
December 01, 2022
You might be banking on 2023 to make up for the losses of the tough market of 2022 that hurt your investments. We understand that you are seeking the best place to spend your money as we approach 2023.
November 28, 2022
The majority of Americans opt to use a national bank because of its simplicity, extensive customer service, and a sense of security, despite the benefits of utilising local banks.
November 25, 2022
The recent drop in the value of digital currencies like Bitcoin, Ethereal, and others can be tempting to give it a try. The best advice is to exercise caution and know what you're driving into.
November 21, 2022
Having a problem with a bank can be challenging and if you are facing issues, you may not be the only one. Filing a complaint can be a great way to ensure that no one is treated unfairly.
November 18, 2022
Inflation can make your regular purchase expensive, but you can increase your spending power by following the ways to make extra money even in a recession.
November 15, 2022
Some financial institutions were reluctant to update their infrastructure to cloud computing due to cybercrime in finance. To upgrade, they will need to take things slowly to reap the rewards and not the threats.
November 11, 2022
Should one have more than one credit card? Everything depends on how optimally you manage them. From cash back to travel rewards and several other offers on purchases, the wide availability of credit cards can make it difficult to limit your choices.
November 03, 2022
Many people have questioned whether it is safe to invest in cryptocurrencies due to their volatility and history of "boom and bust" cycles. After hitting a record high of $69,000 in November 2021, the price of bitcoin, the most widely used cryptocurrency, is currently around $20,000. What's driving the supposedly decreasing trend of digital currency?
October 27, 2022
Visa has partnered with cryptocurrency exchange FTX to launch crypto debit cards in more than 40 countries. Visa said digital currencies are emerging and will create an impact on the future of financial services and money movement.
October 18, 2022
Generally, depending on your circumstances, information about missed payments or accounts that are in collections can stay on your credit record for up to 10 years. You must comprehend how late payments, defaults, and other damaging marks impact your credit to be ready for what to anticipate in these circumstances.
October 10, 2022
Digital assets will now be accepted by the largest cryptocurrency exchange in the US after Singapore's government approved the move.
October 05, 2022
Top banks for savings accounts enable you to do more than just keep your money secure and earn a reasonable interest rate on your balance. With the correct account, you can build your savings while avoiding costs, and boosting the amount available for spending.
September 22, 2022
People frequently avoid discussing money, although it concerns many about what to do with it.
BankQuality has been operating for over 25 years as a reputable and accessible source of financial information so that one may feel empowered in your financial journey.
September 14, 2022
Singapore aims to become a family office centre on the international scene. The Business Families Institute at Singapore Management University's T. Mandy Tham, Esther Kong, and Juliana Koh investigate the growth of external asset managers as a new wealth management option among high-net-worth people and families.
September 06, 2022
Our lives have changed by the new digital reality. When individuals learn, work, rest, buy and manage their finances with the aid of nanotechnology, the same event has happened once more.
August 29, 2022
Online payments have become a regular part of our life. We do online transactions, not just with debit or credit cards, but also with a unified payments interface (UPI), net banking, and wallets.
August 24, 2022
The U.S. Department of Education has cancelled the $6 billion in student loans. Borrowers claimed they were deceived, and as a result they filed a class-action case against the government.
August 16, 2022
Insurance firms are beginning to change the fundamental essence of insurance because of technology integration. Today's insurtechs address some of the fundamental issues such as the length of claims procedures, and improving the experience of purchasing an insurance policy.
August 08, 2022
The younger you are, the more time you have for your money to grow, so begin now.
August 01, 2022
Crypto airdrop is the process of sending brand new tokens to hundreds or thousands of different wallet addresses. Airdrop isn't about making the receiver (of money, etc.) burn through cash but instead bringing issues to light for new trips/businesses and groups of managers. The idea is like finding a free rebate card in your letterbox.
July 27, 2022
The public nature of the blockchain and every bit of business that takes place on it help to say without any doubt its safety. And, while true minds and physical qualities are not made public, each person in a 'bit of business' is represented by their working name or the public small folder for keeping money, papers in pocket house personal details.
July 18, 2022
Besides a good college or school, a student needs virtuous financial support, particularly on how to manage money effectively.
July 12, 2022
The credit score is approximate to risk and it reflects in your credit report. Granter uses this score to decide how likely you’ll repay a loan or line of credit.
July 07, 2022
Banks have long justified the practice of charging overdraft fees. An overdraft fee is a fine imposed by a bank when you spend more than the available money in your account. Some banks provide overdraft protection while others don’t.
July 04, 2022
Commercial banks serve larger customers than the standard retail bank and it provides businesses with similar offerings.
June 29, 2022
Saving a few extra dollars in a savings account each month may not be the best way to plan for different life goals. Savings can be difficult, but it pays off over time.
June 25, 2022
In a recent turn of events, hackers have attacked the cryptocurrency universe once again and stole SGD$814 million ($600 million) from a blockchain network that was interlinked to the popular Axie Infinity online game.
June 20, 2022
Non-sufficient fund (NSF) or insufficient fund means the chequing account does not have enough money to cover all transactions. NSF fee is the fee charged when a cheque that is presented cannot cover the balance in the account. To avoid NSF fees, monitor your account and limit your expenses.
June 17, 2022
Bitcoin has fallen nearly 55% from its November peak, and 40% of holders are now underwater on their investments, according to new data from the online platform, Glassnode.
June 15, 2022
South Korea’s kakaobank is the most recommended retail bank in Asia Pacific in 2022, the second time that the standalone digital bank has topped the BankQuality Consumer Survey and Retail Bank Rankings in the last three year.
June 10, 2022
Having a bank account is convenient in more ways than one. However, choosing a bank account that suits your needs can be complicated as there are thousands of banks to choose from.
June 07, 2022
Buy Now Pay Later has been gaining trend around the market and it has been a good credit option for consumers.
June 03, 2022
Mastercard has partnered with HSBC to launch its business-to-business (B2B) service known as Mastercard Track Card to Account Transfers in the United Kingdom.
May 30, 2022
London Stock Exchange (LSE) has acquired TORA, as part of its strategy to include digital assets trading.
May 25, 2022
Mastercard joins Visa and American Express in the Metaverse race, as it plans to increase the revenue streams in the digital economy. Mastercard joins Visa and American Express in the Metaverse race, as it plans to increase the revenue streams in the digital economy.
May 19, 2022
The Federal Reserve has approved its first interest rate increase for the first time since 2018, as a measure to address the struggles of soaring US inflation, due to the impacts of the Russia-Ukraine war and the coronavirus crisis.
May 16, 2022
Banking group TSB has launched a payments app, Revenu for small business customers in partnership with Bankifi.
May 12, 2022
Prepaid debit cards from Bluebird by American Express, American Express Serve, Walmart MoneyCard, FamZoo prepaid debit card and Brink’s Money Prepaid Mastercard were launched
April 22, 2022
With the increasing demand for digital banking products and changes in consumer behaviour, banks are trying to implement new methods to increase consumer options and improve their banking journey.
March 21, 2022
PayPal continues to expand its business since 2020 when it offered a cryptocurrency option to consumers and now, plans to launch its own stablecoin.
March 17, 2022
OCBC Bank has rolled out a “kill switch” that enables customers to freeze all their accounts
March 14, 2022
The Federal Bureau of Investigation (FBI) has set up the National Cryptocurrency Enforcement Team (NCET), a cryptocurrency-focused unit that will work closely with a new team at the Department of Justice to dismantle online criminal activities.
March 10, 2022
DBS Bank has agreed to acquire the consumer banking business of Citi in Taiwan
March 02, 2022
United States (US), United Kingdom (UK), European Union (EU) and allies banned several Russian banks from SWIFT to disrupt its banking network and in support of Ukraine.
January 31, 2022
Robinhood was alarmed by the rising fraud cases, as fraudsters improve their tactics to exploit customers and steal money. Robinhood becomes the latest fintech to block consumers from transferring money from certain banks.
January 27, 2022
Metaverse is a fully immersive space filled with virtual reality (VR). It is fast evolving from a science fiction dream into a reality and major tech giants are realising the practicality and potential after Facebook changed its name to Meta.
January 24, 2022
Online customer satisfaction for banks is rapidly increasing, as competition heats up. An online review is one of the best ways to define a bank and it’s an essential part in making a purchase.
January 20, 2022
Barclays has stepped into the buy now pay later (BNPL) world as it brings out instalment payment plans in partnership with Amazon.
January 17, 2022
With the world’s digital savviness, credit cards are increasing daily with so many options for digital customers. It can be hard to choose the best credit card, as no one size fits all. Whether you are beginning your financial journey or looking to improve your credit, a little research can help you find a card that is specifically designed for your lifestyle.
January 13, 2022
People look for a new bank due to a change in life circumstances or for reasons such as avoiding fees, earning more interest, convenience and so on. As the number of products of financial institutions increase, people have many options to choose from.
January 10, 2022
Tinkoff Investments, a Russian brokerage firm has enabled customers to give gift stocks or a share in a company.
January 06, 2022
As digitisation accelerates, US Bank acquires a travel and expense platform to give its customers a single platform for all their needs.
January 03, 2022
Santander faced a technical issue and transferred EUR130 million ($145.83 million) on Christmas Day, and now retrieves the payment error.
December 29, 2021
DBS experienced outages to its online banking services from 23 to 24 November, the second extensive disruption to its digital services in over a decade and the worst it has seen since 2010.
December 27, 2021
OCBC Bank said that it has begun making goodwill payouts since 8 January 2022 to customers who had fallen prey to the recent SMS phishing scam (‘the Scam’).
December 23, 2021
Most of the consumers are often unaware of the extra charges and fail to investigate every part of their statement where banking fees could be hiding in plain sight.
December 22, 2021
Debit cards work like cash and make spending and withdrawing money seamlessly, but it’s possible to get charged twice for the same transaction. Fortunately, this mistake is easily resolved.
December 20, 2021
JP Morgan Securities LLC (JPMS), a broker-dealer subsidiary of JPMorgan Chase & Co has been fined a total of $200 million by Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) for violating bookkeeping laws.
December 17, 2021
The credit score holds one of the most important measures of financial health. It enables lenders to understand how you utilise credit and your repayment patterns. The better your credit score is, the more chances of getting loan approvals and new lines of credit.
December 15, 2021
UK’s Virgin Money plans to jump into the buy now pay later (BNPL) market, as it builds a digital wallet in collaboration with Global Payments.
December 13, 2021
Amazon would no longer accept Visa credit cards for payment due to the high fees of processing credit card transactions in UK.
December 09, 2021
UniCredit and JP Morgan leverage SWIFT Go for cross-border payments. SWIFT enables small and medium-sized businesses (SMB) to streamline their payment experiences and consumer transactions across the Atlantic, utilising this connection to the largest banks in the US.
December 06, 2021
Federal Deposit Insurance Corporation (FDIC) protects consumers and reimburses depositors when a bank fails.
December 03, 2021
Singapore's electronic Giro (eGiro), a digital service will be provided by eight major banks and 13 billers. The new digital process will cut down the time of processing payments from an average of three weeks to mere minutes.
December 01, 2021
As cryptocurrency gains popularity, several advancements were introduced such as crypto debit cards, and the demand to use them in payment methods increases.
November 29, 2021
Financial goals are the targets that you aim for when managing your money. It can involve saving, spending, earning, or even investing your money in different financial products. Financial goals are the measuring sticks that apply to any area of your money management skills that you’re looking to improve.
November 25, 2021
The Monetary Authority of Singapore (MAS) will launch a data and information-sharing platform as a new layer of digital security to prevent money laundering, terrorism funding, and proliferation financing.
November 22, 2021
HSBC and Oracle NetSuite, one of the leading cloud enterprise resource planning (ERP) systems are working together to provide banking-as-a-service (BaaS).
November 18, 2021
Standard Chartered Bank partnered with Starling Bank to introduce a new product that will help consumers to invest in green projects through banking-as-a-service (BaaS) platform.
November 15, 2021
Capital One has agreed to acquire TripleTree, a leading advisory platform that serves health care companies and it will operate under its brand name.
November 11, 2021
PayPal has announced a partnership with Amazon to integrate Venmo as a payment option at checkout for US consumers.
November 08, 2021
Checking accounts offer fast and easy access to money, but huge fees may be incurred from account maintenance fees to the infamous and expensive overdraft fee. These fees can add up if you're not careful.
November 04, 2021
Central banks of Singapore, Australia, Malaysia, and South Africa have started the trials of central bank digital currency, which will facilitate cross-border transactions.
November 01, 2021
US payment company PayPal has agreed to acquire Japanese fintech Paidy, a buy now, pay later (BNPL) startup for JPY 300 billion ($2.7 billion).
October 28, 2021
JP Morgan Chase, one of the largest consumer banks in the US launched a new digital bank that will provide cashback and money management offerings in the UK.
October 25, 2021
Allianz, one of the biggest financial companies in Germany is under investigation after the closure of some of its US investment funds following steep losses last year.
October 21, 2021
Deutsche Bank is acquiring payment service provider Better Payment Germany GmbH, based in Berlin to provide banking and payment services across the country.
October 18, 2021
Internal Revenue Service (IRS) said victims of hurricane Ida in parts of New York and New Jersey now have until 3 January 2022 to file federal personal and business tax returns.
October 14, 2021
Bank of America (BofA) is taking another step away from overdraft fees, as it launches a new service named Balance Connect.
October 11, 2021
Binance.com is restricting Singapore users to access its services, as it seeks compliance with the Singapore’s Central Bank’s regulations.
October 07, 2021
Financial app, Curve said its new buy now pay later (BNPL) service known as Curve Flex builds on the company’s ‘go back in time’ technology, in a move to become the super app for money.
October 04, 2021
Venmo said its credit cardholders can now convert their cashback amounts into cryptocurrency for free.
October 01, 2021
The best bank or credit union depends on what it is for: a savings account, a checking account, or both. When one chooses a credit union, it must provide the same accounts but with better terms.
September 30, 2021
PayPal has over nine million active accounts in Australia. It has created a customer-centric solution and provides buy now pay later (BNPL) services without fees.
September 27, 2021
Nium is entering the Indian market through acquisition of Wirecard, which was hit by fraud involving $2.2 billion and decided to sell its foreign exchange unit.
September 23, 2021
If you are wrongly charged by the bank or become a victim of fraudulent activities, frustration arises when the bank doesn’t offer any help in these tough times. The bank may have alibis about unnecessary fees and may not help, thinking it was your fault in the first place.
September 20, 2021
Google’s parent company Alphabet plans to buy the Japanese fintech Pring to strengthen its digital banking services. This move will give the company a foothold into Japan’s growing financial sector
September 16, 2021
As e-commerce is starting to take hold of the shopping market, Facebook steps up to provide easy ways to utilise its services with minimum disruption to in-app experience.
September 13, 2021
Citigroup gains a stronghold in the digital banking sector with its new lending platform designed to help small and medium-sized enterprises (SMEs).
September 09, 2021
The Monetary Authority of Singapore (MAS) and Banque De France have successfully completed a test using central bank digital currency (CBDC) for wholesale cross-border payment and settlement
September 06, 2021
Tesco Bank is shutting its line of current account services at the end of November after it found out that the majority of customers are not utilizing it as the main account.
September 02, 2021
Citi, the fifth largest provider of credit cards in Australia plans to launch the buy now pay later (BNPL) service in the region by the third quarter of the year.
August 30, 2021
Digital payment company Square is expanding its services into the crypto world by building a new hardware wallet that will provide users the ability to store their cryptocurrencies on their computers and phones.
August 26, 2021
European fintech giant Revolut is stepping into the travel industry by launching a new service known as ‘Stays’ that allows hotels and accommodations bookings using the app.
August 23, 2021
Wells Fargo Bank has decided with finality to close its line of credit accounts to simplify various product offerings. The revolving credit lines allowed users to borrow $3,000 to $10,000, which they use to consolidate higher-interest credit card debts, home loans, or avoid overdraft fees.
August 19, 2021
The popular Barclaycard that looks at over half of the nation’s credit and debit card transactions has teamed up with Visa to provide UK shoppers a new cashback rewards programme.
August 16, 2021
Apple Inc. will provide customers the ability to pay for any Apple purchase in installments and tap into the thriving buy now pay later (BNPL) market through its partnership with Goldman Sachs
August 12, 2021
The Buy Now Pay Later (BNPL) service has gained popularity and has enabled the payment option to expand beyond the retail consumer sector. American Express (Amex) joins the race by offering BNPL options on its travel services.
August 09, 2021
Lloyds Banking Group said it is shutting down 44 branches as many customers move to digital banking options due to the pandemic. The latest closures are due between September and November and will add up to the 56 branches that have been shut down this year, bringing the total to 100.
August 05, 2021
Revolut continues to build its new product suite which includes a browser extension that helps clients get discounts on the checkout.
August 02, 2021
TD Bank will roll out an overdraft fee-free checking account known as TD Essential Banking to expand its product offerings. The low-cost no-overdraft fee account will carry a monthly fee of only $4.95, which can be waived for account owners age 13 to 17.
July 29, 2021
GoCardless, a fintech platform dedicated to bank-to-bank payments has rolled Instant Bank Pay, which will be integrated directly into its global payment platform, and functional across all payment models.
July 26, 2021
Russian consumers can avail of the Buy Now Pay Later (BNPL) services through a new product offered by the digital bank Tinkoff. The new service is known as Dolyame.ru. allows buyers to pay for goods without incurring interest while sellers receive full payment in their account without delays.
July 22, 2021
Pennyworth, which is a new digital bank founded by former Barclays executives to serve the needs of young professionals and middle managers in the UK has begun beta testing of the first version of its financial app for its iPhone Operating System (iOS) users.
July 19, 2021
HSBC Bank has recently launched its first multi-currency digital wallet that helps small and medium-sized enterprises (SMEs) speed up international payments for their businesses in a cost-efficient manner.
July 15, 2021
Small and medium business owners in Canada who utilize the Clover POS platform can now avail of the buy now pay later option, after Fiserv partners with PayBright.
July 12, 2021
Citigroup exits in 13 international consumer banking markets to shift its focus on wealth management options. The 13 markets were Australia, China, Bahrain, India, South Korea, Indonesia, Malaysia, Philippines, Russia, Poland, Thailand, Taiwan, and Vietnam.
July 08, 2021
BBVA, one of the leading European banks has rolled out a new service that will allow customers to trade and hold digital assets. The bank has tested the service with a selected group of users for six months and now BBVA Switzerland makes this service available to all its private banking clients.
July 05, 2021
Google Pay allows its users in the US to send money to their friends and families in India and Singapore. Google has partnered with Western Union and Wise to enable the new service via the Google Pay app.
July 01, 2021
Paypal’s Venmo, a mobile payment app allows users to buy, hold and sell bitcoin and other cryptocurrencies through its platform. This is potentially a significant step towards moving cryptocurrencies into the mainstream. It will be available to more than 70 million app users, within the next few weeks.
June 28, 2021
The Central Bank of Thailand and the Monetary Authority of Singapore (MAS) have unveiled the linkage of Thailand's PromptPay and Singapore's PayNow in real-time retail payment systems.
June 24, 2021
South Africa’s Nedbank has formed an alliance with MasterCard and local fintech company, Ukheshe to launch a Money Message service that allows customers to pay the small business via WhatsApp. Once small and microbusinesses get registered on the platform
June 21, 2021
eBay has decided to get into the financial sector and will start offering loans to businesses that sell through its marketplace
June 17, 2021
Barclays is all set to shut down its P2P payment app, Pingit on June 30, 2021.
June 14, 2021
Coinbase users in the US now have a new method to spend on cryptocurrencies as the popular crypto exchange has partnered with PayPal. The users can purchase cryptocurrencies such as Bitcoin, Ethereum, and Litecoin through the payment platform rather than using credit cards or wire purchases.
June 10, 2021
Curve, a popular fintech company has partnered with Cardlytics to offer Curve Rewards, which is a new program available for customers in-app.
June 07, 2021
Gemini, a cryptocurrency platform offers one-of-a-kind cryptocurrency rewards credit cards after entering partnership agreements with MasterCard and WebBank. Since Gemini acquired the fintech Blockrize, the Gemini card already has more than 140,000 on the waitlist. MasterCard acts as the exclusive card network while WebBank is the issuer that offers several innovative features
June 04, 2021
Citibank has partnered with Mastercard to help businesses directly transfer funds to consumer debit cards. Citi said corporate and public sector Citi Payment Exchange clients can now integrate Mastercard Send to transfer funds to debit or prepaid card accounts. This collaboration between the two institutions has made Citi the largest global treasury bank that utilizes Mastercard Send.
June 02, 2021
Netspend cards are prepaid debit cards that allow cardholders to make purchases just like traditional debit cards. However, these cards are loaded with a certain amount which you can utilize, unlike debit cards.
May 31, 2021
Facebook has launched payment methods to compete with services like Venmo and it offered the payment option through Facebook Messenger and Facebook Pay. Facebook Pay expands the company’s services allowing users to shop, donate to causes, and send money to each other on Facebook Messenger, Instagram, and Whatsapp.
May 27, 2021
The British financial technology startup Revolut has recently applied for a banking licence in the United States, just after a week of pulling operations from Canada. Revolut said that a U.S. banking licence would allow it to offer a better range of financial products to U.S. customers which include overdraft protection, loans, and deposit accounts.
May 24, 2021
There are a million things to consider when you are running a business and it is crucial to have healthy finances. By generating invoices, making and receiving payments, and tracking inventory, a business needs more than a standard checking account to manage its finances.
May 20, 2021
Managing your money without a bank account is doable but it can be challenging especially during a pandemic
May 17, 2021
To ease your confusion, this comparison is between two digital banking options: Chime and Wealthfront.
May 13, 2021
Crypto-based lender BlockFi said a new rewards credit card offers bitcoin instead of cashback, points, or miles, making crypto rewards credit cards the new incentive-style payment option.
May 10, 2021
Every business that accepts credit or debit card payments definitely requires a merchant account provider. It helps customised merchant account to fulfil your requirements by providing transaction access to major banks and credit card companies.
May 06, 2021
Virginia-based Blue Ridge Bank partnered with ATM operator BluePoint ATM Solutions and LibertyX, provider of Bitcoin ATM Software, to allow customers to buy cryptocurrency directly from ATMs
May 03, 2021
Santander Bank’s UK arm has added a new free online feature - savings and investments calculator. The feature is added on its website to help customers compare the potential returns on their money in both cash savings and investments.
April 30, 2021
Rewards credit cards help you to rack up your points and miles all season long and the best offers usually come and go. With the COVID-19 pandemic, there is a lot of turmoil among financial institutions, businesses, and consumers. And in response to a change in spending habits, many credit card issuers have taken various steps including providing limited-time offers and other types of relief.
April 26, 2021
Every person’s opinion on cryptocurrencies varies - from dyed in a wool fanatic to utter skeptic. However, the fact stays the same that these digital assets are becoming an important part of the payment world.
April 23, 2021
Singapore’s OCBC Bank has recently introduced facial biometric for ATM services that allow users access to ATM services using face verification and no need to carry an ATM card.
April 21, 2021
Americans are just a few days away from receiving their third and the largest coronavirus stimulus cheque after President Joe Biden
April 19, 2021
The Central Bank of Brazil has given permission to the Facebook-owned WhatsApp to relaunch its peer-to-peer (P2P) payments service in the country which allows users to send money to Visa and MasterCard cardholders.
April 16, 2021
Bank Jago, an Indonesia-based digital bank, agreed to sell an equity stake to Singapore’s wealth fund GIC. This development should help the bank launch its app and start lending to eligible merchants.
April 13, 2021
Regular checking of bank account helps spot fraudulent activity. Avoid costly banking fees by keeping an eye on checking account
April 09, 2021
Many Americans stepped into the new year with terrible finances. People lost their jobs, closed businesses, faced unexpected expenses, or experienced major losses due to the pandemic. Are you one of them? Then you need to know that you are by no means out of options.
April 06, 2021
JP Morgan Chase shut down its digital wallet technology, Chase Pay, as it fails to gain much popularity and delivered minimal results. Cardholders can take advantage of the payment method while shopping online
April 02, 2021
The OCBC Bank Singapore has decided recently that it will again lower the interest rates on its flagship savings account. This is the fourth round of revisions since May last year. The bank states that they might improve the offers once the interest rate improves.
March 31, 2021
'Apple Bank' is here, so it's not even a bank. And this is the problem. Will their latest Apple Card be as broad and famous as an iPhone or an iPad?
For years, banks have been warned that fintech would relegate banks to infrastructure management. It's not happened.
March 26, 2021
If you're interested in the capital market, you may have heard of brokerages like Wealthfront, SoFi Money, and Robinhood. For the last year or two, more of these companies have been providing cash management accounts and savings accounts.
March 23, 2021
Mastercard has partnered with Idemia and Matchmove to launch a biometric card it is now the first Asian pilot of a biometric card that uses the fingerprints of the customers to allow purchases. The card is a battery-free card and absorbs energy from payment terminals.
March 19, 2021
MasterCard and its partners are moving their services to the cloud and it will regularise the access to payment technologies. This step has unlocked various options for MasterCard partners worldwide to easily use contactless payments through their mobile phones. the demands for faster, more convenient and safe ways to make payments has derived MasterCard to launch new payment methods.
March 15, 2021
The largest tech startup in Southeast Asia, Sea has acquired the Bank BKE in order to help business expansion. The tech startup is now fully controlling the Bank Kesejahteraan Ekonomi after buying the stakes through its subsidiary Turbocash.
March 10, 2021
If you don't have a credit card yet, it's normal to ask if you're going to get one. While some people may prefer sticking to
March 04, 2021
MasterCard has recently partnered with Marvel to launch a Cashback card for all the Marvel enthusiasts out there. And this card offers its users to gain 3% cashback on movies, concerts, and official Marvel merchandise purchases.
February 18, 2021
Conventional wisdom suggests you don't ever close a credit card because it hurts your score. Is that real, huh? Perhaps the
February 15, 2021
Starting to pick up a travel credit card might be the right decision if you want to save money and travel easily, so you need to
February 10, 2021
One of the major drawbacks of the internet is the proliferation of false information. If you look at various forums or blogs you
February 08, 2021
Students usually don’t work full-time but they often need their own bank accounts. Opening a student checking account is
February 05, 2021
Experts recommend saving 10% to 15% of your income every year, but in four simple steps, you can calculate a more personalised
February 03, 2021
Borrowing your money makes a lot of things possible. For example, if you can't afford to pay cash for a house, a home loan
February 01, 2021
Recently, Hong Kong’s new online-only banks have planned to proceed into business lending and wealth management with
January 29, 2021
It can be a struggle to decide how to pick an insurance provider with so many insurance coverage opportunities.
January 27, 2021
Your basic insurance policy is important. This is one of the most commonly made financial failures. You should
January 25, 2021
Venmo, a mobile payment service that is owned by PayPal, has recently announced a new feature in the Venmo app
January 22, 2021
One way to disrupt an event: go into it unprepared. If you are on retirement within five years, do not procrastinate
January 19, 2021
As for all aspects of existence, it's important to put the best foot forward when applying for a personal loan. Loan
January 16, 2021
Wells Fargo unveiled a new bank account with no overdraft charge Tuesday, ahead of time. The Simple Access Banking
January 13, 2021
You may expect the money to be accessible immediately when you deposit a check or receive a direct deposit
January 10, 2021
Although outstanding credit is definitely a target worth achieving, having one of the highest credit scores does not
January 07, 2021
As traders are working to create improved technologies to communicate with customers, today MasterCard
January 04, 2021
You are already aware as an entity that using a personal credit card wisely will help you improve your reputation
December 27, 2020
Your credit score affects your financial life tremendously. If you have decent to outstanding credit, you are going to benefit
December 24, 2020
The inaugural BankQuality™ Consumer Survey and Rankings in the Middle East interviewed 3,000 customers in three key markets in the region on their engagement, experience and satisfaction with their main retail banks.
December 21, 2020
StanChart Kenya is Most Recommended Retail Bank in Africa; Nedbank, Capitec Bank, CalBank, and Guaranty Trust Bank lead multiple consumer rankings
December 11, 2020
But if you have tight financial discipline and find yourself a frugal individual who is fighting the impulse to splurge, you will still spend more than you could – or should – easily get away with.
December 09, 2020
Thought Machine, the cloud-based core banking development provider with its APAC offices in Singapore, aims to invest to help tackle an investment void in the Asian banking industry which needs to be filled if banks that have not migrated to the new core banking systems stay competitive.
November 20, 2020
For profitable financial sector it is important to have smooth, omni-channel consumer experiences. Yet the new world also carries with it a multi-layered challenge: to defend the company and its clients from unremitting attempts at financial fraud.
November 16, 2020
The Reserve Bank of India (RBI) ended the moratorium on loan repayment and launched a debt restructuring plan as a first step towards nudging industry and banks to return to normal life while retaining unchanged interest rates, juggling the need to shore up the COVID-hit economy with inflation watchfulness.
November 12, 2020
Seeing your income dry up due to work furlough, layoff or loss can be a frightening thing, especially during a global pandemic like coronavirus.
November 09, 2020
Diversification is the method of distributing the capital into multiple portfolios so you would not be too vulnerable in any fund.
November 05, 2020
Banks are crucial to the economy of any country. They regulate the inflow and outflow of the money. They take deposits and give out loans.
November 02, 2020
Men at banks and insurers still make up most of the management ranks. New data from the survey and interviews with female executives point the way to gender diversity.
October 29, 2020
A budget is a document where we put all the information on our expenses and revenues for a certain period of time and plan how to utilize the money.
October 27, 2020
The banks and finance companies provide various forms of loans to meet the financial needs of consumers. Some banks and financial institutions lend home loans, loans for cars, personal loans, loans for college, and loans against properties and gold.
October 23, 2020
Banks in Singapore claim they retain a solid local centre of the workplace while increasing the new talent line. Their comments came as the Monetary Authority of Singapore encouraged financial institutions to train Singaporean leaders and widen the pool of talent.
October 19, 2020
DBS Bank and GovTech started a new SingPass face verification technology, for faster digital banking and signing in. It will speed the process of banking and make it user friendly.
October 16, 2020
Open Payments Coalition (the coalition), a multinational infrastructure, finance and non-profit partnership recently unveiled PayID, a new unified payment ID interface that simplifies connectivity for all customers and companies to send and receive funds through various payment networks and multiple currencies worldwide.
October 13, 2020
In this time of the pandemic, we need to be secure if our bank is safe or not. The bank might not close down, but the possibility of closing down a branch is possible.
October 09, 2020
Experts recommend saving 10% to 15% of your income every year, but in four simple steps, you can calculate a more personalised goal.
October 05, 2020
Financial ratios are generated to gather accurate knowledge about a business by using numerical values derived from financial statements. Those are in relations that are derived by the financial reports of an organisation and used for comparative purposes.
October 02, 2020
A credit card is a rectangular card allotted by financial institutions that allows you to borrow money from a pre-approved cap to pay for your transactions. The cap is determined by the entity issuing the card based on your credit score and history. Generally, the higher the score, and the greater the past, the higher the cap.
September 30, 2020
Banks in Singapore are turning adversaries into partners. Doomsayers have forecast the demise of banking as we know it and praised Fin-Tech after the internet bubble as the most significant breakthrough. Yet tech-start-ups are not annihilating banks in Singapore. Alternatively, they link hands with innovators in search of win-win outcomes.
September 28, 2020
Travelling is essential, and it is a way people escape their reality and take a break from their daily routine to rejuvenate themselves
September 25, 2020
Have you ever come across the question, how banks earn money? How do banks work? They offer many things, many offers and yet they never go out of money?
September 22, 2020
The future of banking sector jobs seems to be in threat. The age of AI and the digitalisation is increasing, and software, machines or robots are taking over human jobs.
September 18, 2020
People feel that they are doing the right thing, but some things that feel right could be their mistake.
September 16, 2020
The online frauds have increased with the increase of online banking, as more banks are going through automation, there is a risk of online scams and identity thefts.
September 14, 2020
Sometimes the first choice is not the right choice, if you want to change your bank, here is some advice.
September 10, 2020
The recent study conducted by Thought Machine a Cloud's native banking core technology provider shows that 95% of Asian Pacific banks still use banking technologies from a second or third generation, raise costs and hinder their ability to develop and keep up with more sophisticated rivals.
September 08, 2020
HSBC is one of the top banking and financial management companies in the country.
September 04, 2020
Barclays, the iconic London-based financial institution, it is a network of transatlantic financial institutions serving customers in fifty-five countries. They have a total of 4750 branches in 55 countries.
September 02, 2020
Student Loan is a very long term burden on the shoulders of any person who takes them, we will evaluate whether we make student loan a priority payment or not.
August 29, 2020
Can we pay taxes with our credit cards? Yes, here we will evaluate the merits and demerits of paying our taxes with a credit card.
August 27, 2020
There are lessons hidden everywhere, even in catastrophe. The Big Short, a movie on the greatest financial crisis faced by America, is there a lesson we can learn from it?
August 24, 2020
The pandemic has taught us that financial health is very important. But the question is whether to debt first or save the money first?
August 21, 2020
The first image of a bank that comes in everyone’s mind is where we put our hard-earned money as deposits, and from where we can take loans, and credit for our financial needs.
August 18, 2020
When it comes to this choice, you have two options for yourself to choose from, Credit Union or Bank.
August 16, 2020
Online banks are the banks in the digital world without a physical location. They will allow you to make transactions over the internet, from any device, a phone, laptop or a tablet.
August 13, 2020
Superheroes are the fictional characters that we look upon as a fantasy.
August 10, 2020
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August 10, 2020
Cryptocurrency has been in the news lately, and it has driven fear in the minds of new investors due to some lack of safety. Here you will get all your fears cleared.
August 06, 2020
The Covid-19 pandemic has hit every economy very hard. It made France take out its bailout money.
August 03, 2020
The investment will make our money work while we work too, Warren Buffet’s advice on Investment goes against the bounds of time.
August 01, 2020
The banks have a lot of sales strategies. It is you have to be cautious.
July 27, 2020
OCBC Bank becomes the first bank to link itself to the SingPass government portal for digital banking.
July 23, 2020
These days people do their best to maintain a good credit score or even higher. And why not? A good credit score unlocks the door to premium credit cards, favorable loan products, and better interest rates. On the contrary, a poor credit score will block your access to such benefits. It can make your financial life more challenging in multiple ways leading to delayed retirement.
July 17, 2020
When it comes to life insurance, there are a plethora of options available in the market to choose from. However, what might be a suitable plan for one person may not be the most suitable for another. Buying the right policy can be a little tricky process that can create confusion while choosing one policy over the other. Both term life insurance and whole life insurance have benefits and drawbacks. To decide between term and whole, it is necessary to understand the difference between the two so that you can get the right one based on your financial scenario. Let’s dive into the blog for better understanding.
July 15, 2020
As soon as you step into adulthood, one of the most important things that shape your life is how you choose to manage your finances. Like various other financial tools, insurance plays a major role in determining the quality of your life. Thus, getting your insurance portfolio in place is one of the wisest decisions you can make, especially when you are healthy and young. To help you understand the world of insurance better, we have come up with this comprehensive guide.
July 14, 2020
The ever-mounting coronavirus pandemic is relentlessly transforming the way people all across the globe live their everyday lives. Social distancing along with strict government guidelines to stay home in order to avoid unreasonable interactions simply implies rethinking about the changed approach towards carrying out routine tasks including money management.
July 13, 2020
Investment can be a very overwhelming and complicated process owing to the fact that there are various options available in the market. From bonds and stocks to money market accounts and real estate, there are numerous investment avenues to choose from. Likewise, in this blog, we are majorly focusing on brokerage account and mutual funds and doing their evaluation on the basis of their key differences and similarities to figure out which is right for you or whether you may require both.
July 11, 2020
In times of such economic instability, you may have come across this thought whether your deposits are lying safe in the bank account. This pandemic certainly has forced you to question things that otherwise would never have crossed your mind. You must be more concerned about your financial future than ever. However, to figure out if your funds are safe in the local bank, you can pay heed to certain signs that can give you the idea of whether your bank is in trouble. Your bank might begin closing several branches, reducing the number of staff, put end to incentives, and implement acute increases in fees, these signs imply that the bank is going through a difficult phase and looking for ways to preserve cash.
July 09, 2020
COVID-19 has substantially damaged the economy and forced everyone to re-evaluate their money. Could personal loans prove itself to be an effective tool to help you steer clear of the financial problems? As the entire world is busy fighting the pandemic, it may sound a bit peculiar to think about applying for a personal loan. However, if you had to lose your job or if you want to gear up for the upcoming financial emergency – a personal loan could be the relevant answer.
July 07, 2020
Credit cards, without any second thought, are one of the most important financial tools that help us sail through the uncertain or tough times. These days, there are a plethora of options available in the market especially when it comes to choosing credit cards. Such wider availability, no doubt, can make you feel overwhelmed or confused. You may even become more baffled especially when you are looking to sign up for a credit card for the first time. From points, benefits, perks, to air miles and cashback rewards, several factors are needed to be taken into consideration before making a final decision.
July 04, 2020
With the rampant spread of coronavirus cases all across the globe, it is pretty evident to feel insecure or uncertain about various aspects of life these days, and especially about your financial health. The current situation has caused an equal amount of damage to physical as well as mental health where finances have got a considerable part to play.
July 02, 2020
When you plan on borrowing money from your bank, it is very important to understand the type of loan you are taking out. There are various kinds of loans that exist in the market and having a clear idea about the key differences can help you make the right financial decision.
July 02, 2020
South Korea’s first digital-only bank Kakaobank (kakaobank) earned the top spot as the Most Helpful Bank in Asia Pacific during COVID-19 in the inaugural BankQuality Consumer Survey and Ranking, which involved 11,000 bank customers in 11 markets across the region.
June 30, 2020
Discussing money and managing finances can be a sensitive matter even in the closest of relationships. You and your partner might be considering opening a joint bank account but refrain to go ahead to avoid any unfavorable situation. Perhaps you feel safer or less obliged to have separate accounts but still sometimes get troubled by the idea of managing your expenses together
June 28, 2020
The post-COVID scenario is most likely to be very different than what we have seen and lived so far. Our daily lives will go through a huge paradigm shift starting from how we work, travel, dine out, to how we go shopping. Of course, the changes will occur in the banking world too! So, it is high time that we get prepared and make our move towards adapting to the banking practices that were not very common before. With the economy again gaining momentum, contactless services and products will become the point of focus. Thus, as we are going digital for almost all our needs and requirements, there is no better time to understand Neo-Banks.
June 25, 2020
Savings make for one of the most important elements in everyone’s life. No matter if you are a student, a working individual, a retired person or a homemaker, you should develop the habit of savings in your routine to keep your personal finances in an organized manner and the most effective way to make the best use of your funds is through Savings Account
June 23, 2020
For a lot of people, getting a home loan is a very significant life-decision. It will be ever-present in your life for almost 20-30 years and considerably affect all your major decisions in the years to come. It is a long-term commitment and thus, it is imperative to study all the fine print of the contract before you finally decide to sign the papers. You should be familiar with each and every term and details of your home loan regardless of how boring or exhausting it may seem.
June 20, 2020
If thought logically, not using a credit card means no credit card debt and no interest rates on purchases. However, it may surprise you to know that not using a credit card can have a negative impact on your finances. It can keep you away from maintaining a good credit score. It can also lead to the cancellation of your card and make it useless in the situation of emergency. Thus, let’s find out in detail what happens if you do not use your credit card.
June 18, 2020
Credit builder loans are one of the convenient sources to obtain and build credit but they are considerably different from a conventional loan. Let us know about credit builder loans and how they work before you finally make your decision to get one for yourself.
June 16, 2020
A few years back, only those people who were close to you had the chance to know about your personal experience with the bank you were engaged with. But now, the times have considerably changed, you can get access to in-depth information very easily on the web. The online platform enables you with a transparent source of communication through which anyone around the world can read about your thoughts and experiences or anything you have to say. It acts as an essential tool to bridge the gap between customer and bank officials. The online bank ratings and reviews can play a far greater role to reshape the financial sector than you think.
June 09, 2020
With the emergence of the coronavirus last year in the Chinese city of Wuhan, it engulfed no less than 185 countries and territories infecting over 2.7 million people and claiming 190,000 lives all over the world. To contain the rampant spread of the virus,
June 04, 2020
More than past forty years, a significant amount of manufacturing production all across the world has been arranged in ways that it is now known as global value chains (GVCs) –it refers to international production sharing, a system in which production is divided into tasks
May 31, 2020
The ever-mounting coronavirus pandemic is relentlessly transforming the way people all across the globe live their everyday lives. Social distancing along with strict government guidelines to stay home in order to avoid unreasonable interactions
May 28, 2020
Kakaobank of South Korea has won the customer vote through its digital-only service to top APAC retail bank ranking
May 25, 2020
Remittances worldwide are reckoned to plunge severely by around 20% in 2020 because of the economic fallout prompted by the COVID-19 pandemic and shutdown. The predicted decline, which is expected to be the steepest in modern history, is mostly because of the drop in the employment and
May 17, 2020
The world is undergoing unprecedented trials and challenges due to COVID-19 that is on its way to obliterate the development gains of many countries. The pandemic has enormously impacted human capital including lives, livelihoods, basic survival, and productivity. The outbreak has also gravely stiffened the conditions of external financing for countries across the ambit of income, disturbing trade, flows of investment, and supply chains.
April 23, 2020
Asia being the largest continent in the world has been one of the rapidly-growing regions. However, straight after 60 years, Asia as a region will not encounter any economic growth in the year 2020 due to the coronavirus pandemic as forecasted by the International Monetary Fund. The Crisis is believed to be more severe than the Global Financial Crisis.
April 19, 2020
In the past few years, times have considerably changed, these days, most of the things can be done with the help of the internet including banking, loan, and credit card applications. Unlike today, earlier consumers had limited choices especially when it came to loans.
April 16, 2020
SINGAPORE- In the first week of April, the Prime Minister addressed the nation stating the implementation of more stringent measures to contain the spread of coronavirus. He said that the coming few weeks are extremely important and the fight against the virus is going to be a prolonged battle.
April 13, 2020
China, the emerging ground of the COVID-19 pandemic, seems to be going back to its normal routine as the number of cases is affixed at zero. However, the fact of the matter is that the economy of the country was locked down for a good two months
April 10, 2020
The outbreak of the coronavirus not only posed a threat to human lives but it also severely impacted the market at a global level. It still continues to sabotage the growth of the economy which has put policymaker under a great
April 05, 2020
The COVID-19 pandemic brings up a strong challenge to the people from all walks of life. The volume of the impact is tricky to comprehend at this juncture, however, based on the previous analysis and taking the major steps taken by the government at the global level into consideration, it is anticipated to be very drastic.
April 01, 2020
Like many economic superpowers such as the United States and China, the European economy has been adversely impacted by the coronavirus outbreak. Various authorities have enforced and are still enforcing policy measures and budgetary liquidity to bolster their health systems and enabling relief to the sectors that are greatly impacted. To alleviate the shock
March 30, 2020
As the crisis due to COVID-19 continues to rise at an exponential rate, the road ahead looks more perilous for the financial institutions all across the world
March 27, 2020
As Coronavirus is incessantly growing all across the globe, governments have focused all their attention on public health measures out of which
March 11, 2020
Know all there is to know about open banking
March 03, 2020
Given their revolution\ary advantages, what do cryptocurrencies and blockchains have to offer banks in their functions?
February 27, 2020
What does cryptocurrency and blockchain have in store once they are adopted by the banks?
February 20, 2020
Are banks adjusting according to changing consumer behavior?
February 18, 2020
Is 5G the sign of changing times for the Banking Industry?
February 06, 2020
What will happen to the European banks after Britain's exit from the EU?
January 30, 2020
Cash management? New concept for you? Don't worry
January 28, 2020
Why is it important to discuss the quality of banks?
January 20, 2020
Worried before choosing the 'Right' financial Institution for yourself and can't decipher what to do? Read to find out...
January 10, 2020
Fintechs have become the significant drivers of the lending market, but do they really focus on customer satisfaction? Let's find out...
January 07, 2020
FinTech is the new giant in the Finacial Services industry. Read more to find out how...
January 06, 2020
What are the difficulties that we as investors might face while engaging with our Money managers to invest in mutual funds on our behalf? Read to find out...
January 03, 2020
Using a Digital Wallet? Did you know how digital wallets have changed the online banking trends in recent years? Read more to find out...
December 31, 2019
Out of all the methods available, why do people choose money lenders for taking loans? Read and Find Out...
December 24, 2019
Looking for a suitable method to borrow money but not from banks? Perhaps you should get acquainted with the concept of Peer-to-Peer lending.
December 19, 2019
Know everything there is to know about SECURITIES, here
December 11, 2019
We are well connected with the concept of Insurance, but what exactly is insurance? what does it involve? why is it important, who provides insurance? Read and find out...
December 11, 2019
What is money transfer? how does it work? Know all about money transfer...
December 04, 2019
Are finance companies really the best choice for taking loans over banks? Know the basics about finance companies and Read more
November 01, 2019
Do you ever feel that your bank's staff is not reciprocal enough? What to do then? Read more
October 31, 2019
Heard of Digital wallets? Of course, you would have! but did you know what has led to their fame? Read more
October 30, 2019
You come across a discussion that mentions mutual funds, sounds interesting? but you're too embarrassed to ask anyone. So save yourself the embarrassment and Read more
October 24, 2019
Does poor bank service quality really matter? If yes, then what can be done to improve it? Read more
October 23, 2019
Do you enjoy living with credit cards but have you ever wondered if you really need it? Are credit cards really worth the risk? Read more
August 29, 2019
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April 10, 2019
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March 30, 2019
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February 15, 2019
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February 06, 2019
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December 13, 2018
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November 23, 2018
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September 12, 2018
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