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Blog
Does choosing home currency when paying tuition cost more?
  • 11-Jun-2026

Does choosing home currency when paying tuition cost more?

University payment portals detect a student's card origin and offer to display charges in their home currency, a feature that conc... Read more


Blog
Minimum credit card payments extend small balances across many years
  • 6-May-2026

Minimum credit card payments extend small balances across many years

Paying only the minimum due on a credit card balance, common across emerging-market revolving accounts, can convert a single-month... Read more


Blog
Exchange rate markups take more than the visible transfer fee
  • 27-Apr-2026

Exchange rate markups take more than the visible transfer fee

International money transfers display a fee, but hide a larger cost inside the exchange rate itself, eroding household remittances... Read more


Blog
Cross-border transaction delays disrupt payments despite digital systems
  • 2-Apr-2026

Cross-border transaction delays disrupt payments despite digital systems

Digital payment systems have made cross-border transfers faster, but verification delays and system-imposed checks remain common. ... Read more


Blog
Instant payments make global money recovery harder in 2026
  • 25-Mar-2026

Instant payments make global money recovery harder in 2026

Real-time payment systems are accelerating transactions globally, but limited reversibility increases retail customer risk and res... Read more


Blog
Singapore pushes PayNow corporate adoption to reshape business payments
  • 19-Jan-2026

Singapore pushes PayNow corporate adoption to reshape business payments

Singapore is fast-tracking PayNow for businesses to modernise payments, cut cheque use and streamline account-to-account transfers... Read more


Blog
 Basel committee focuses on ICT risk and synthetic risk transfers
  • 21-Mar-2025

Basel committee focuses on ICT risk and synthetic risk transfers

The Basel Committee on Banking Supervision is advancing efforts to strengthen global financial oversight, with a focus on ICT risk... Read more


Blog
xTransfer and OCBC Announce Strategic Partnership to Enhance Cross-Border Payments
  • 25-Dec-2024

xTransfer and OCBC Announce Strategic Partnership to Enhance Cross-Border Payments

xTransfer and OCBC Bank have formed a strategic partnership to enhance cross-border payment solutions for SMEs in Asia, combining ... Read more


Blog
OCBC launches near-instant P2P transfers to WeChat Pay and Alipay
  • 27-Nov-2024

OCBC launches near-instant P2P transfers to WeChat Pay and Alipay

OCBC Bank launches near-instant P2P transfers to WeChat Pay and Alipay, powered by Visa Direct, enabling seamless cross-border pay... Read more


Blog
The rise of embedded finance in Singapore
  • 27-Sep-2024

The rise of embedded finance in Singapore

Singapore's banking landscape is undergoing a rapid transformation through embedded finance, real-time cross-border payments, and ... Read more


Blog
How to avoid the pitfalls of high-interest unsecured debt
  • 13-Sep-2024

How to avoid the pitfalls of high-interest unsecured debt

High-interest unsecured debt, like credit card balances and payday loans, can escalate quickly without proper management, leading ... Read more


Blog
Accessing financial services for immigrants in the US
  • 5-Jun-2024

Accessing financial services for immigrants in the US

Immigrants navigate U.S. financial services, offering access to banking, credit, and mortgages using alternative documentation.... Read more


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