Government-backed deposit insurance in most markets protects household savings only up to a fixed ceiling per bank, leaving any ba... Read more

Life insurance products in Asia and the Middle East front-load agent commissions and administrative charges into the first two to ... Read more

Lower monthly payments from debt consolidation often come at the cost of higher total interest through longer repayment terms.... Read more

Unredeemed loyalty rewards transfer value from consumers to programme operators through expiry, devaluation, and inflation — and... Read more

Most financial guides prescribe an emergency fund covering three to six months of living expenses. For many households, that goal ... Read more

Credit life insurance bundled into personal loans costs more than quoted — because borrowers pay compound interest on the premiu... Read more

Pre-authorisation holds are not fees or final charges, but they can temporarily reduce customers’ usable money, especially on de... Read more

Automated tools can help insurers process claims faster, but lawsuits and regulators are testing whether speed has come at the exp... Read more

General-purpose AI chatbots can explain financial concepts, but they can also generate specific investment recommendations without... Read more

Small fees on paycheck-advance apps can hide extremely high annualised costs, sometimes exceeding triple-digit annual percentage r... Read more

Digital savings apps can advertise high yields and bank-like protections while customer funds sit with a partner bank, custodian o... Read more

Fraudsters can now use short public audio clips to imitate a relative’s voice and pressure bank customers into authorising trans... Read more