BankQuality
  • Home
    • BankQuality
    • The Banking Academy
    • TABInsights
    • TAB Global
  • View by institutions
  • Institution List
    • By Country
    • By Institution Type
  • Our Rankings
  • Directories
      Directories
    • Banking Industry Directory
    • Asian Banker 700
    • The List of Leading Practitioners
    • Transaction Banking Directory
    • Financial Technology Directory
    • Other Useful Resources
    • Comparison Sites
  • Blogs
  • Login
Login
  • English
Blog
Life policies surrendered early return less than half paid
  • 18-Jun-2026

Life policies surrendered early return less than half paid

Life insurance products in Asia and the Middle East front-load agent commissions and administrative charges into the first two to ... Read more


Blog
Does choosing home currency when paying tuition cost more?
  • 11-Jun-2026

Does choosing home currency when paying tuition cost more?

University payment portals detect a student's card origin and offer to display charges in their home currency, a feature that conc... Read more


Blog
Debt consolidation lowers monthly payments but raises total interest
  • 10-Jun-2026

Debt consolidation lowers monthly payments but raises total interest

Lower monthly payments from debt consolidation often come at the cost of higher total interest through longer repayment terms.... Read more


Blog
Cruise insurance covers less than passengers expect
  • 29-May-2026

Cruise insurance covers less than passengers expect

Cruise line insurance reimburses cancellations as future credits, not cash, and its evacuation limits rarely cover the actual cost... Read more


Blog
Bundled loan insurance costs borrowers more than disclosed
  • 27-May-2026

Bundled loan insurance costs borrowers more than disclosed

Credit life insurance bundled into personal loans costs more than quoted — because borrowers pay compound interest on the premiu... Read more


Blog
Whole life policies can dilute both insurance value and investment returns
  • 15-May-2026

Whole life policies can dilute both insurance value and investment returns

Permanent life policies combine lifelong cover with cash value, but the structure can cost several times more than term insurance ... Read more


Blog
Mortgage insurance rules can keep borrowers paying after risk falls
  • 13-May-2026

Mortgage insurance rules can keep borrowers paying after risk falls

Lender mortgage insurance protects the lender, not the borrower, and varied cancellation rules can keep borrowers paying after loa... Read more


Blog
Out-of-network ATM withdrawals incur double fees
  • 11-May-2026

Out-of-network ATM withdrawals incur double fees

A growing number of cardholders face double ATM fees from both the ATM operator and their own bank, pushing transaction costs abov... Read more


Blog
Health policy sub-limits reduce realised insurance cover
  • 8-May-2026

Health policy sub-limits reduce realised insurance cover

A health policy advertising $25,000 of cover rarely pays $25,000 on a claim, internal sub-limits cap room rent, intensive care, na... Read more


Blog
Fund expense ratios reduce retail returns each year
  • 7-May-2026

Fund expense ratios reduce retail returns each year

A 1.5% annual expense ratio on a retail mutual fund or ETF reduces a 30-year compounded return by close to a third, a cost most in... Read more


Blog
Banks collect interest before reducing household loan principal
  • 29-Apr-2026

Banks collect interest before reducing household loan principal

Standard loan repayment structures are designed to recover the bank's interest cost before reducing the borrower's actual debt , a... Read more


Blog
Exchange rate markups take more than the visible transfer fee
  • 27-Apr-2026

Exchange rate markups take more than the visible transfer fee

International money transfers display a fee, but hide a larger cost inside the exchange rate itself, eroding household remittances... Read more


123
About us | Contact us | Blog & Articles | Privacy policy | Copyright Request | FAQ
  • Follow us on

© 2025 BankQuality. All Rights Reserved.