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Blog
BNPL now funds groceries for one in four users
  • 16-Jun-2026

BNPL now funds groceries for one in four users

Buy now pay later products built for discretionary purchases now fund grocery shopping for one in four users globally, as 2026 dat... Read more


Blog
Dormant bank accounts drain quietly while balances sit forgotten
  • 15-Jun-2026

Dormant bank accounts drain quietly while balances sit forgotten

Banks in Asia and Africa apply inactivity fees that silently reduce forgotten account balances over time, while large sums remain ... Read more


Blog
A small emergency fund changes financial outcomes for years
  • 2-Jun-2026

A small emergency fund changes financial outcomes for years

Most financial guides prescribe an emergency fund covering three to six months of living expenses. For many households, that goal ... Read more


Blog
Savings apps can obscure deposit protection
  • 19-May-2026

Savings apps can obscure deposit protection

Digital savings apps can advertise high yields and bank-like protections while customer funds sit with a partner bank, custodian o... Read more


Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Compounding frequency separates accounts paying the same advertised rate
  • 5-May-2026

Compounding frequency separates accounts paying the same advertised rate

Two savings accounts with the same advertised annual rate can deliver different returns over time depending on whether interest co... Read more


Blog
Digital wallet balances earn for platforms, not users
  • 4-May-2026

Digital wallet balances earn for platforms, not users

Across Southeast Asia, the Gulf and Latin America, money left in digital wallets can generate float income for operators while use... Read more


Blog
Inflation erodes household savings faster than standard accounts pay
  • 28-Apr-2026

Inflation erodes household savings faster than standard accounts pay

Across Asia, Africa, the Middle East and Latin America, standard savings accounts are paying interest rates that fall below curren... Read more


Blog
Banks increase minimum balance requirements in the US, Middle East and Africa
  • 23-Mar-2026

Banks increase minimum balance requirements in the US, Middle East and Africa

Several major banks in markets such as the United States, the United Kingdom, Africa and the Middle East are increasing minimum ba... Read more


Blog
Banks increase minimum balance requirements in 2026
  • 9-Mar-2026

Banks increase minimum balance requirements in 2026

Banks in the United States, the United Kingdom and Australia are increasing minimum balances to reflect higher costs and digital b... Read more


Blog
Banks offer accounts to immigrants without credit history
  • 5-Mar-2026

Banks offer accounts to immigrants without credit history

Banks in Canada, the United Kingdom (UK) and Australia offer newcomer accounts without local credit history, although credit acces... Read more


Blog
Open banking revolutionises cross-border payments in India, UAE, Singapore
  • 25-Feb-2026

Open banking revolutionises cross-border payments in India, UAE, Singapore

Open banking and cross-border payment links improve efficiency, data control and regional financial integration across India, the ... Read more


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