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Blog
Banks advertise savings rates most balances never earn
  • 9-Jun-2026

Banks advertise savings rates most balances never earn

Promotional savings rates often apply only above balance thresholds most retail savers never reach; the standard rate on a typical... Read more


Blog
A small emergency fund changes financial outcomes for years
  • 2-Jun-2026

A small emergency fund changes financial outcomes for years

Most financial guides prescribe an emergency fund covering three to six months of living expenses. For many households, that goal ... Read more


Blog
Pension defaults trap young workers in low-return funds for decades
  • 28-May-2026

Pension defaults trap young workers in low-return funds for decades

Mandatory pension schemes across Asia, Africa and Latin America automatically enrol workers into conservative default funds design... Read more


Blog
Savings apps can obscure deposit protection
  • 19-May-2026

Savings apps can obscure deposit protection

Digital savings apps can advertise high yields and bank-like protections while customer funds sit with a partner bank, custodian o... Read more


Blog
Whole life policies can dilute both insurance value and investment returns
  • 15-May-2026

Whole life policies can dilute both insurance value and investment returns

Permanent life policies combine lifelong cover with cash value, but the structure can cost several times more than term insurance ... Read more


Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Compounding frequency separates accounts paying the same advertised rate
  • 5-May-2026

Compounding frequency separates accounts paying the same advertised rate

Two savings accounts with the same advertised annual rate can deliver different returns over time depending on whether interest co... Read more


Blog
Inflation erodes household savings faster than standard accounts pay
  • 28-Apr-2026

Inflation erodes household savings faster than standard accounts pay

Across Asia, Africa, the Middle East and Latin America, standard savings accounts are paying interest rates that fall below curren... Read more


Blog
Young affluent families in Hong Kong face challenges in achieving financial security
  • 26-Feb-2025

Young affluent families in Hong Kong face challenges in achieving financial security

A recent Hang Seng Bank survey reveals that young affluent families in Hong Kong struggle with comprehensive financial planning, d... Read more


Blog
7 low-risk options for short-term investments
  • 28-Nov-2024

7 low-risk options for short-term investments

In 2025, low-risk investments like treasury bonds, high-yield savings accounts, and TIPS offer stability and steady returns amid i... Read more


Blog
Why starting retirement planning early builds financial security
  • 15-Nov-2024

Why starting retirement planning early builds financial security

Starting retirement planning in your 30s builds financial security by taking advantage of compound growth, diverse investments, an... Read more


Blog
Top 7 high-yield savings accounts in 2024
  • 13-Nov-2024

Top 7 high-yield savings accounts in 2024

Discover the top high-yield savings accounts in Asia-Pacific for 2024, offering competitive APYs to maximize your savings. From Ci... Read more


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