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Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Minimum credit card payments extend small balances across many years
  • 6-May-2026

Minimum credit card payments extend small balances across many years

Paying only the minimum due on a credit card balance, common across emerging-market revolving accounts, can convert a single-month... Read more


Blog
Compounding frequency separates accounts paying the same advertised rate
  • 5-May-2026

Compounding frequency separates accounts paying the same advertised rate

Two savings accounts with the same advertised annual rate can deliver different returns over time depending on whether interest co... Read more


Blog
Digital wallet balances earn for platforms, not users
  • 4-May-2026

Digital wallet balances earn for platforms, not users

Across Southeast Asia, the Gulf and Latin America, money left in digital wallets can generate float income for operators while use... Read more


Blog
Banks collect interest before reducing household loan principal
  • 29-Apr-2026

Banks collect interest before reducing household loan principal

Standard loan repayment structures are designed to recover the bank's interest cost before reducing the borrower's actual debt , a... Read more


Blog
Inflation erodes household savings faster than standard accounts pay
  • 28-Apr-2026

Inflation erodes household savings faster than standard accounts pay

Across Asia, Africa, the Middle East and Latin America, standard savings accounts are paying interest rates that fall below curren... Read more


Blog
US dollar stumbles into 2026 after steepest fall in 8 years
  • 23-Jan-2026

US dollar stumbles into 2026 after steepest fall in 8 years

After its sharpest annual decline in nearly a decade, the US dollar enters 2026 under pressure, forcing banks, policymakers and gl... Read more


Blog
Singapore’s core inflation drops; forecasts revised ahead of October review
  • 9-Oct-2025

Singapore’s core inflation drops; forecasts revised ahead of October review

Singapore’s core inflation eased sharply to 0.3% in August 2025, leading banks and economists to cut their forecasts and heighte... Read more


Blog
Money Rules: How New Bank Regulations (Basel III) Affect Your World from July 2025
  • 15-May-2025

Money Rules: How New Bank Regulations (Basel III) Affect Your World from July 2025

Have you ever thought about how safe your money is in the bank or what would happen if things went wrong? After the 2008 financial... Read more


Blog
Export woes deepen risks for banks in Vietnam, Thailand and Bangladesh
  • 25-Apr-2025

Export woes deepen risks for banks in Vietnam, Thailand and Bangladesh

As the US increases import tariffs on trading partners, the banking systems of Vietnam, Thailand and Bangladesh are preparing for ... Read more


Blog
Moody’s upgrades 2025 global banking outlook to stable
  • 14-Jan-2025

Moody’s upgrades 2025 global banking outlook to stable

Moody's has upgraded its 2025 global banking outlook to stable, citing stabilizing economic growth, easing measures, and strong li... Read more


Blog
How  banks stay competitive in a changing world
  • 8-Dec-2024

How banks stay competitive in a changing world

To stay competitive by 2025, banks must embrace AI, digital transformation, and sustainable investment strategies while adapting t... Read more


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