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Blog
Does choosing home currency when paying tuition cost more?
  • 11-Jun-2026

Does choosing home currency when paying tuition cost more?

University payment portals detect a student's card origin and offer to display charges in their home currency, a feature that conc... Read more


Blog
Platform workers lose income when injured without insurance
  • 5-Jun-2026

Platform workers lose income when injured without insurance

Personal accident insurance is the only income protection for platform workers in Asia and Africa, where independent contractor cl... Read more


Blog
Bundled loan insurance costs borrowers more than disclosed
  • 27-May-2026

Bundled loan insurance costs borrowers more than disclosed

Credit life insurance bundled into personal loans costs more than quoted — because borrowers pay compound interest on the premiu... Read more


Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Health policy sub-limits reduce realised insurance cover
  • 8-May-2026

Health policy sub-limits reduce realised insurance cover

A health policy advertising $25,000 of cover rarely pays $25,000 on a claim, internal sub-limits cap room rent, intensive care, na... Read more


Blog
Fund expense ratios reduce retail returns each year
  • 7-May-2026

Fund expense ratios reduce retail returns each year

A 1.5% annual expense ratio on a retail mutual fund or ETF reduces a 30-year compounded return by close to a third, a cost most in... Read more


Blog
Minimum credit card payments extend small balances across many years
  • 6-May-2026

Minimum credit card payments extend small balances across many years

Paying only the minimum due on a credit card balance, common across emerging-market revolving accounts, can convert a single-month... Read more


Blog
Compounding frequency separates accounts paying the same advertised rate
  • 5-May-2026

Compounding frequency separates accounts paying the same advertised rate

Two savings accounts with the same advertised annual rate can deliver different returns over time depending on whether interest co... Read more


Blog
Market volatility exposed most Asian first-time investors unprepared
  • 30-Apr-2026

Market volatility exposed most Asian first-time investors unprepared

Sharp market declines in 2025 and early 2026 confronted millions of first-time investors globally with their first experience of s... Read more


Blog
Banks collect interest before reducing household loan principal
  • 29-Apr-2026

Banks collect interest before reducing household loan principal

Standard loan repayment structures are designed to recover the bank's interest cost before reducing the borrower's actual debt , a... Read more


Blog
Open banking revolutionises cross-border payments in India, UAE, Singapore
  • 25-Feb-2026

Open banking revolutionises cross-border payments in India, UAE, Singapore

Open banking and cross-border payment links improve efficiency, data control and regional financial integration across India, the ... Read more


Blog
India’s ASEAN Remark: Why Singapore can’t afford to stay silent
  • 18-Jun-2025

India’s ASEAN Remark: Why Singapore can’t afford to stay silent

At the India Global Forum in London, Indian Commerce Minister Piyush Goyal made headlines by criticising India’s past Free Trade... Read more


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