B of A carries a loan from one of my vehicles. I like to pay off my vehicles early, so I often add an additional principle payment to my monthly payment. B of A refuses to apply that payment to the principle unless I send them a check - you know, like back in the last milennia. They apply it to future interest payments, thereby keeping the very most amount of principle intact. I have called them numerous times and it takes up to an hour to get them to apply it properly. This is just dirty and rotten and money-grubbing. Don\'t use these folks, they\'re terrible and hate their customers.

I found a fraudulent charge on my checking account of several hundred dollars. I informed bank it was a fraudulent utility payment and they credited it back. Despite this warning, a few days later the bank debited another large fraudulent utility payment from my account. Again, I was the one who found it, not the bank. It appears the bank does not use Shazam or any other fraud detection service, nor does it look for fraud using its own employees.